Setting Up Your Life in Melbourne
Essential Services
Healthcare, Transportation, and Banking
All the Essentials For Melbourne Living
Moving to a new city, especially one as dynamic as Melbourne, can feel overwhelming. From navigating the healthcare system to sorting out transportation and banking, there’s a lot to manage. This page offers an overview of the essential Melbourne services, giving you everything you need to settle in with ease and confidence. We’ve broken it down into key areas so you can get to grips with the most important aspects of daily life.
A Healthy Start to Your New Chapter
Healthcare in Melbourne
Melbourne’s healthcare is top-tier, blending public and private services. Public hospitals like the Royal Melbourne and St. Vincent’s offer comprehensive care, while private facilities provide shorter wait times and specialised treatments. Whether you prefer the public system or want the perks of private care, you’ll find options that suit your needs.
Navigating Services & Insurance
Public or Private?
Navigating the choice between public and private healthcare depends on individual preferences, financial considerations, and healthcare needs. New arrivals should explore private health insurance options, considering factors such as coverage, cost, and additional benefits.
Covering All Bases
Medicare & Health Insurance
Australia’s public health system, Medicare, covers many basic medical services for citizens and permanent residents. However, it’s not all-inclusive. Private health insurance fills in the gaps, offering extras like dental care, elective surgeries, and quicker access to specialists.
Note for newcomers: International students and temporary visa holders must secure health insurance, such as OSHC, for students. Expats might also want to consider private insurance for additional coverage.
Emergency Care to Specialist Support
Allied Healthcare Services
Physiotherapy, mental health support, and other allied health services are integral to Melbourne’s approach to holistic care. Whether you’re recovering from an injury or seeking mental well-being, these services complement traditional medical care. Familiarising oneself with the range of healthcare services available, including general practitioners (GPs), specialists, and allied health professionals, facilitates comprehensive healthcare planning.
Getting Around
Melbourne's Transport Network
Public transport is the backbone of Melbourne's commuting. Trains, trams, and buses keep the city connected, making it easy to navigate. The Myki card is your all-in-one travel pass, used across all modes of transport.
Bonus: Trams are free in the CBD, so you can hop on and off without a second thought.
Melbourne’s Lifeline
The Tram Network
Melbourne’s tram system is iconic. It’s the largest in the world, with trams snaking through the city and out to the suburbs. Whether you're exploring Flinders Street or cruising through Fitzroy, trams are your go-to. Plus, that nostalgic clang of tram bells? That’s pure Melbourne magic.
A Ride Like No Other
Ride-Sharing & Taxis
Uber reigns supreme here, especially at Melbourne Airport, where Uber pick-ups are prioritized. But traditional taxis are still an option for those who prefer them. If you’re headed to the airport, consider the SkyBus—a fast, budget-friendly shuttle between Melbourne Airport and Southern Cross Station.
Setting Up Your Financial Home
Banking & Finances
Australia's banking system is modern and secure, with key players like Commonwealth Bank, Westpac, ANZ, and NAB offering a variety of personal and business banking services.
Settling Your Finances in Melbourne
Opening a bank account is simple. Many banks let you do it online or in person. All you’ll need is identification (like your passport) and proof of address. Some banks even allow you to set up an account before you arrive, making your move smoother.
Tip for Expats: Check out Commonwealth Bank for its vast ATM network or ANZ if you need international banking options.
The Next Steps
